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This article first appeared on March 25, 2015 in The Chattanoogan.com. Enjoy. UTC Business College has a Success Seminar each semester for graduating seniors, the purpose of which is to point them in the right career directions. Starting last fall, I was asked to speak on behalf of the “real world” business community and the… Read more »


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This article first appeared on March 18, 2015 in The Chattanoogan.com. Enjoy. This article could be condensed to only one sentence: Long-term wealth and financial security is not about how much you make, but how much you spend. That’s simply all it is.  Now, I’ll tell you how I figured it out at 18 years… Read more »


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This article first appeared on March 10, 2015 in The Chattanoogan.com. Enjoy. At this point in time, the vast majority of you have seen the Lord of the Rings trilogy and poor Frodo’s struggle to get that cursed ring back in the volcano. We could discuss a dozen great business and moral lessons portrayed in… Read more »


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This article first appeared on March 4, 2015 in The Chattanoogan.com. Enjoy. This will be a somewhat controversial essay, but this discussion is vital if you are to understand how and why species survive by adapting to changing conditions…this includes you, your family, your friends, your coworkers and your companies. I figured this out at… Read more »